Sunday, July 29, 2012

Summer Fun: Paper Doll Collection



I've been collecting paper dolls to print out for my daughter at Pinterest. Many are super for homeschool social studies and literature arts. See here. I've collected over 200.

Friday, July 20, 2012

Pinching Pennies: Foaming Soap Dispenser

I finally bought a foaming soap dispenser. This eleven ounce dispenser is sturdy and should last. All that is needed is 10% liquid soap and 90% water. If you use dollar store liquid soap, this really stretches a dollar.

Umbra Birdie Foaming Soap Pump, White

Thursday, July 19, 2012

Free Teaching Downloads

From Teachers Paying Teachers, free and low cost educational packets for all grades created by teachers for teachers(includes homeschoolers). See here.

Monday, July 16, 2012

Monthly Grocery Sale Cycle & When to Stockpile

We all know that produce is seasonal and that if you decide to make a huge batch of strawberry preserves the best time of year to do so would be during the summer when strawberries are in season. 

A savvy shopper waits until a product is on sale and then buys lots of it to get it at its lowest price! The idea is to create a stockpile that will last you 3-9 months or until the product goes back on sale and can be bought at its lowest price. Packaged foods are seasonal, just like produce. Check out the list below and find out when your favorite foods will more than likely be at their cheapest. Read more here.  

August: 

Back to school supplies: erasers, pens, crayons, paper, binders, backpacks, notebooks, markers, note cards 
School lunch items: pudding cups, lunch meat, single serve juices, lunchables 
Disinfectants: Clorox and Lysol wipes & sprays 
Seasonal Produce: Avocados, beans, berries, cherries, corn on the cob, cucumbers, eggplants, figs, seedless grapes, melons, onions, peaches, pears (Bartlett), peppers (sweet bell), plums, summer squash, tomatillos, and tomatoes 
Clearance: insect repellent, sunscreen, charcoal, swim suits, gardening supplies and seeds, fans, camping gear

Frugal Fast Food (Tight Fisted Miser)

Stretch your ‘go-to’ money. Coupons, especially BOGOs, will let you go twice as often. Choose the sale items: Subway’s monthly specials often let you choose a foot-long sub for $5 — or less! Many restaurants, including McDonalds, Wendy’s, Burger King, Taco Bell and even Kentucky Fried Chicken, offer a ‘dollar menu.’ Most of those items are now more than a buck — but not much more. 

... Choose carefully — and share. Order large fries for the family, instead of a small packet per person. Or set half your meal aside for tomorrow’s lunch. (Put it in a box, out of sight.) ... A large sandwich can feed two adults. Drink water — and you save not only on calories, but price. 

Healthy fast food is out there! Do what Helpguide.org calls “undressing” your food: skip the mayo or sour cream (substitute mustard, salsa or ketchup), or eat your sandwich open-face. Taco Bell offers a ‘fresco’ menu that automatically gives you healthier choices, as part of their “drive-thru diet.” 

Choose whole-grain bread, lower-calorie cheeses like Swiss or mozzarella, and load your pizza or sub with veggies, to ramp up the food value even more. Look for the words “grilled” instead of “fried;” skip “breaded” and “super–.” And don’t assume a salad means low-calorie, unless you’re willing to minimize ingredients like bacon or fatty salad dressing. Kids’ meals have gotten healthier, too. Burger King now offers apple juice, fat-free milk and apple slices on its children’s menu…and other chains have followed suit. 

... Don’t waste a thing. Extra napkins come in handy tucked in the glove compartment, along with that ‘spork’ you didn’t use. Add some zip to chicken noodle soup with a couple of salsa packets, or use your dipping sauce as a marinade for chicken or pork. (They’re great in stir-fries, too.) In their bookThe Phony Gourmet, Pam Young and Peggy Jones wrap leftover burgers in pastry, and serve these ‘pot pies,’ crunchy and bubbling, with special sauce!

Read more here.

Sunday, July 15, 2012

Sewing Frugality

"...The key to saving money through sewing is to be resourceful: Thrift stores are wonderful sources for fabric. Menswear is currently a huge trend in home décor. With a couple very simple straight stitches, a pinstripe or plaid men's Oxford shirt for $2 to $3 at a thrift store can be made into a great throw pillow. I saw a fun "Believe Memphis" blanket that someone had fashioned from the Grizzlies' yellow giveaway growl towels. My first sofa was an $80 yellow velour vintage find, for which I fashioned a white canvas slipcover. Buttons and zippers can be pilfered from old clothing being thrown out to save on the cost of notions. Sheets can be used for pattern making. If you go to estate sales or yard sales, bags of fabric or notions can often be picked up for next to nothing." Read more.

Thursday, July 12, 2012

Free Homeschool Deals

Savings on Eyeglasses

We ordered from Zenni Optical again this year for eyeglasses. I needed readers and my son needed a new prescription. They are super fast and very inexpensive. My son's glasses were $23.95(including shipping) for silver wire rimmed glasses with a mid-range prescription. I ordered them on 7/2/12, and they arrived today. The only thing you need to make sure to have is the pupillary distance, which your doctor can measure for you, or you can take a stab at it yourself with directions at the site. They offer glasses for as low as $6.95. I ordered my readers from this price range. They have consistently delivered good value for us in the past few years.

Monday, July 09, 2012

Household Savings:Free Telephone Service

We just cancelled our land line after our downtown area began offering free wifi, and we found Google Voice, a  free local and long distance telephone service(USA and Canada only). It has worked well so far with very clear reception. Google voice allows you to forward calls to another phone, takes messages(voice and text), offers call waiting, and screens your calls.The download was easy, and all we needed to purchase was a microphone for the computer.

The only downside is needing your computer up on Google Voice or Gmail in order to know when you are being called. If you forward calls to your cell, you'll know, but this method charges mobile minutes on the cell.  We'll use it for out calling, and scheduled call backs. It would be nice if there was a pop-up when you are online, or at least a ring when you are surfing and don't have the Gmail or Google Voice window up, but the service is free, so I'm not complaining(too much)!

As long as calls are made on Google Voice or from Gmail, cell phone minutes are not counted against your mobile account. In order for it to be free, you must call only from Google Voice or your Gmail , and not from your mobile. If you forward calls to your mobile, airtime minutes apply.  I think this applies to android phones as well. It cannot be connected to a cell in order to be free. See here. 

We'll be saving close to $700 a year with the cancellation of our land line and dial-up service. We also cancelled Netflix because we can see movies online. That will save us another $14.95 a month. We still have our pre-paid cell phones for calls on the road.

My next experiment will be to try Google Voice with an unlocked Android phone with no wireless service. I wonder if it will work? I'll let you know. I know a tablet or mini-PC/netbook would work, but I was looking for something less bulky to use.  I saw a simple netbook online(see below) with good customer ratings for only $99.00 at Amazon. This might be good for traveling and making calls.


WolVol LIME GREEN 7" Mini Netbook Laptop Notebook Netbook WIFI Internet Android 2.2 Flash Player Tons Apps Games YouTube Facebook 3 USB Ports 4gb HD 256mb Ram (INCLUDES: Velvet Pouch Case, Charger, Mini Optical Mouse)

Saturday, July 07, 2012

The Workhorse of Washing Machines

Kenmore 80 series(discontinued). They don't make them like this anymore. This washer is heavy duty and extra large capacity, easy to repair, washes the dirtiest clothes clean, and lasts a long, long time. I just got one on Craigslist for $150.00, delivered and installed with a 30 day guarantee. I love Craigslist! I sold my small Kenmore 90 series washer which was not large enough or powerful enough for our growing family.

Wednesday, July 04, 2012

Free Radio History Based Drama: You Are There 1776

 

You Are There

"July 4th, 1776 Philadelphia" from March 21, 1948
You are there for the signing of the Declaration of Independence on July 4th, 1776 in Philadelphia.  The heat is unbearable and even worse is the horseflies.  The Founding Fathers are interviewed as well as some of the dissenters who are against Independence—who will win?

Monday, July 02, 2012

Printable Vintage Paper Dolls and Toys



Free and fun for summer crafting time...see here for my collection of paper doll and toy printables. We've done a good number of them, and they print out beautifully using Picasa.

Monday, June 25, 2012

Conforming or Individualizing




Allowing a child a sense of self is liberty and authenticity. What has made America great in the past was our individuality, self reliance, and ingenuity. If we don't nurture this, we become march-steppers in a societal design of others; we become institutionalized.

I don't mind that my children choose to do things on their own, under my supervision. I'm there to provide the material and intellectual resources, and emotional support for their ideas, projects, and creations. Meanwhile our local neighborhoods are empty; parents are at work, and children are in structured activities with very little free time at home. When they do get free time, they don't know what to do with it; and the home is not set up for home activities. There is no established routine or tradition at home for supervised free play.

This has been on my mind lately because we keep coming across grumpy over-scheduled, over-tired families; parents who are not allowing their children to act their age, and are expecting mature behavior from young children. The yelling, berating, and stressed-out controlling behavior toward their children is awful to have to see and hear(for me or my children...today it was at the library, and very hard to ignore). I wonder if it is just my area? I don't notice it when we go out of state, but then we are in vacation areas, so most people are relaxed. It can't be a very happy existence to live like this. Life seems very compartmentalized, as if parents no longer feel qualified to care for and nurture children outside of school.

Now there are de facto recreation and socialization specialists who take over after school hours. These take the form of camps, sports, and structured activities run by "experts", and always the children are divided up by age categories. Parents spend their time hovering in the background, providing taxi service. This style of child rearing is considered superior, normal, and responsible in our area. The pressure to conform among peers, both parents and children, is very strong. A mention of a relaxing low key summer for the children inevitably gets a fish-eyed look. It seems so odd to me because I spent summers bouncing around my grandparents gentleman's country farm, and at the shore with my other grandparents. These were the best times of my life - freedom and time with some older, very wise, special people.

I make it a habit to keep our (apparent) DIY counter-culture child rearing to myself, as I've heard the ominous warning from local parents, more than once, that a child who has too much free time will end up in trouble and/or socially awkward, and culturally deprived. I can understand this being a concern if the parents are not present, as in a latch-key child, but this seems to still apply, in many people's minds, if the children are supervised at home! Am I not qualified?  I know I am, but how ridiculous are the implications. After a while, you realize that you must go(quietly) on your merry way, and let the others go on theirs - both ignoring and taking the occasional aggressive boundary jumping fish-eye gracefully.


Fun with Paper Cut-out Animals

Cute vintage templates for standing paper cut-out animals from an early 20th century teacher's periodical. Click on image to enlarge and print/save.

Saturday, June 23, 2012

Potential Recession Looming?


Faber’s bearish market calls have been followed closely since 1987 when he warned his clients to cash out before Black Monday.

And in a live interview on CNBC’s Fast Money Halftime Report, Faber again warned that economies of the world may be on the brink of a serious slowdown.

Faber indicated that while investors remain focused on Greece and Europe – other issues, bigger issues are looming. And they’re more threatening.

“As an observer of markets – whenever everyone focuses on one thing – like Greece and Europe – maybe they miss issues that are far more important – such as a meaningful slowdown in India and China.”

...“I think we could have a global recession either in Q4 or early 2013." When asked what were the odds, Faber replied, "100%."

Read entire article here.

2013 may be a hard year financially with rising food prices and economic recession. It's a good time to stock up the pantry, just in case.  We are saving and buying ahead in many areas such as food and clothing. I usually do this anyway, but I'm being a bit more aggressive now. Thankfully, there have been some good clothing sales lately at both the thrifts and discount stores, and I'm collecting multiple coupons from ebay for the restocking of my pantry. If you can food, so much the better. I freeze rather than can. We've got a floor freezer filled with food from the garden and sale items.

I'm also getting a lot of medical expenses out of the way now, in case things get bad. I needed to get my varicose veins dealt with and my sleep apnea. By the end of the summer, I should be all patched up, full of energy, and ready to start the new school year. : )

Save, save , save...we just don't know what the future holds, and we all need a cushion to fall back on. Keep it simple, live below your means, think long term, and you'll persevere. Do what you can, and leave the rest to God.

Thursday, June 21, 2012

Free Educational Printables


I found a new educational site, Sparkle Box which has some handy free printables. Click on the "source" link above.

Sunday, June 17, 2012

DIY Nursery Decoration



That's a children's book page pasted onto a wooden letter.

YouTube Early Education Videos

Here's my link to our YouTube favorites for early education. I'll be adding more as we find ones which appeal to my daughter. Some of the Indian(SE Asia) ones are really good, even if the English narration is a bit different. So far we have added videos for math, English, and science. Most are animated, and fun, much like Starfall or Reader Rabbit.


Wednesday, June 13, 2012

Vegetable Garden Gone Wild

I've neglected the vegetable garden this year, and it's gone wild. I've decided I like it because of the interesting and helpful butterflies, bees, and other insects it has brought. My garden insect pest level is way down, probably because of the flowering carrots and onions, and mix of wild flowers. They seem to be attracting "good" insects which is providing a nice balance. I've got some random broccoli(or maybe collard greens) that came back from last year, which brings in the cabbage butterflies which in turn attracts the parasitic wasps who feed on the larvae. I figure this is an excellent sacrificial lamb for the rest of the plants, so I let the pests ravage the broccoli. The radishes are faring better.

I think this(below) is cucumber. My daughter pulled a Curious George and mixed all the seeds together in the starter pots and planting beds. I have no idea what's growing anywhere! Our mint has spread everywhere and smells lovely when I step through it to weed. It's all mixed up, but very pretty to look at.


Here's a nice chart for companion planting(and antagonists) for your garden. My meandering  mint seems to be a good deterrent for many pests. But, it looks like my cucumber should not be near my potatoes. They are both doing well, so maybe there is enough distance. Maybe I'll separate the two with a row of marigolds, a companion plant for both.

Line Drying Saves Me Money

Harness the sun's energy by running a line outside in your backyard or use individual wooden drying racks on your porch, or a sunny room. We have a line across two fences in the backyard for sheets and towels, and use two drying racks for the "smalls" both inside and out, depending on the weather. For items that need to be hung to avoid wrinkles, I have a portable hanging rack on wheels which holds an entire load of hangable laundry. On bad weather days, I dry sheets by hanging them on the ends of this portable hanging rack. I dry them overnight this way, and they are ready to be put away the next day.

Reportedly, line drying saves me on average $150.00 a year in electricity.

Other benefits include less wear and tear on your clothing(last longer, don't shrink as much), and the natural bleaching action of the sun, if you hang laundry in the sun. Drying my clothes on a hanger negates the need to iron most clothing. By not using the dryer, I don't need to clean a lint trap or worry about the exhaust line needing a clean-out.


Drawbacks - colors can fade in the sun, so should be dried in the shade or indoors. Sometimes turning them inside out helps if the fabric is medium weight. Line drying outside in spring is sometimes not feasible due to pollen. Drying clothes inside the home in a humid climate takes a long time, especially if you don't have a dehumidifier. Drying overnight works best for me.

Wednesday, June 06, 2012

Free First Grade Reader

 Reposted from 2007:

A neat little first reader(mostly boy and dog themed) from 1888, New National First Reader. More at my library.






LESSON I.



dog it is a dog


It is a dog.






SCRIPT EXERCISE.

Monday, June 04, 2012

Complete Old Time Radio D-Day Broadcasts


From my inbox today:

"June 6 is the 68th anniversary of D-Day--the invasion of Normandy by Allied forces in World War II. OTRCAT.com has two "complete broadcast day" collections available:

* D-Day Complete Broadcast Day 1944 (CBS)[$4.50]
* D-Day Complete Broadcast Day 1944 (NBC)[$4.50]

Buy both of these in the special bundle savings and save 25% this week!

A fascinating listen, you'll hear exactly what listeners heard on D-Day including filler and rare radio programs. On D-Day 1944, radio programs such as Bob Hope, Fibber McGee and Molly and more are interrupted with news bulletins updating listeners to the progress of the allied invasion.  President Roosevelt leads the nation in prayer in for our nation's soldiers.

D-Day Broadcast Articles
Enjoy the D-Day article by author Eric Beheim which is a detailed account of the broadcasts this fateful day.

Also read about a fellow old time radio listener who was in the Army in 1944 and participated in the invasion that day. Lee contributed this insightful article on his memories and role in the invasion on D-Day."

Click here, to listen to free and paid old time radio at OTR Cat.

Sunday, June 03, 2012

Stagnating and Slipping Back

I remember in 2001, when I first began homeschooling my son, he was kindergarten age, and we were setting out on one income. Despite this significant change to our household spending money, we were able to enjoy a vacation every year, and take inexpensive plane trips to see friends and family. We enjoyed low property taxes, decent food prices, inexpensive utilities and services, low out of pocket insurance costs and premiums, and a dinner at a restaurant twice a month.We earn more now,  and yet we can no longer swing those special vacations, we almost never eat out, and our food budget has become a juggling act. Our real estate taxes more than doubled with bloated housing values, and the city services and utilities have all gotten more expensive. My out of pocket expenses for medical testing and diagnostics has greatly increased. Insurance premiums are hefty, but you pay it, because you need it with the increased medical charges.

The drain on our money has been gradual; it didn't just happen during the recent recession. I haven't looked at the numbers, but I could swear we are worse off, as far as disposable income, than when we started a one income family in 2001! We are blessed to have employment and a roof over our heads, but even that isn't guaranteed these days. One smart thing we did was to pay off our mortage in about ten years. We plan to live in our current home forever, so it was worth it for us. We'd be struggling if we had a mortage on top of everything else. We'd do it, but it would be just scrapping by.

I pray something will change soon for all the families in America. I'm not bitter, and I love my life. It is the simple things in life that are important, but if we are struggling, what about people who earn less, or haven't the time to do extreme household budgeting? It takes a good amount of time and research to live frugally, and if you are working to keep your head above water, you don't have time or the energy to look for ways to cut corners. Many people are resorting to second jobs to get by. So much for time with your family.


I look back at our disposable income in 2001, and I think we were spoiled; it was nice while it lasted. It's amazing how quickly the new normal becomes an accepted part of life.

Now that my husband and I was in our forties, we are planning retirement and thinking we'll really need to save every bit we can now, to survive in the future.

My advice is to live way below your means, and sock away as much as you can for the future. Be careful about purchasing a house, as the market prices for homes are still bloated in many areas of the country. You don't want to purchase a home that will devalue. Get out of debt, and stay that way. Cut corners and make it a way of life to cut expenses in every area of your life. Cutting back small percentages here and there all add up to big savings. Personally, I think personal wealth will continue to decrease before it gets better. Our current economic state is still lousy. Our country has big debt, below-average GDP growth. and slow job growth.  When we have an upswing in the economy, and we will because these things are cyclical,  that will be the time to kick your savings into high gear.  Save, save, save, or the prospect of eating dog food in retirement might not be too far fetched.

Saturday, June 02, 2012

Summer Homeschool Plans











I'm homeschooling my six year old year-round, so I'll continue to post homeschool items for early learning throughout the summer. She's now enjoying Bob Books and Christian Light Education's first grade learning to read program. We also use story telling via art and words. Much of it is her drawing pictures of her stories, and me helping her to incorporate the words she has learned. Weekly trips to the library are anticipated with joy. They have children's computers, a play area, and all the books and videos she could ever want. Inevitably, there are little girls there for her to play with and share the learning computers. The girls always seem to want to "help" each other and work the Reader Rabbit games together, giggling and just falling into the flow of working together. The library is the best of both worlds - free of charge and free unstructured time in a wholesome environment.

 My teenage son is entering high school next school year! How fast time has gone. He has been homeschooled since kindergarten, and now does self study homeschool(Christian Light Education[CLE] workbooks, "Light Units"), which is the way he learns best. He prefers this style over all others, and is a happy clam when he can self direct and met his goals successfully. With all the self help books and internet tutorials, he does very well when we hit a rough patch of learning. During the summer, he'll continue to read classics and Newbery Medal award books. There's a good biography section for young people at our library, so we've pulled a few books from this category throughout the year as well. I like the way our library puts these books, the award winning books and biographies, aside in their own special section, so that I don't have to go searching for them off a list.

My son will be working toward an academic degree via CLE Homeschool Plus, and then he wants to enroll in CollegePlus for his college degree. He has no idea, as of yet, which degree path he'll choose.

Our city parks and recreation department has a few nature classes and swim classes for which we'll be signing up. We've got a beach nearby and the city pool to enjoy. Hopefully, we'll be able to get up to the mountains for hiking again this summer. I've got to get some varicose veins operated on, so it all depends on how fast I recover.

What are your plans?

Thursday, May 31, 2012

Vintage Printable Early Learning Math Sheet

I found these over at Google Books(free). To print, click on the source, then right click on the image. Early learning printable - 1920 number chart "The figures may be used by laying sticks or other counting material in groups containing the same number as those on the cards. Sticks may be laid to show a different combination in each group. Two combinations can be made for 4: 2 and 2; 3 and 1. Four combinations can be made for 8: 7 and 1; 6 and 2; 5 and 3; 4 and 4"

Wednesday, May 23, 2012

Mushrooms of America: Edible and Poisonous(Free E-book)

  Some mushrooms from my garden. :)









Title    Mushrooms of America: Edible and Poisonous
Editor    Julius Auboineau Palmer
Publisher    L. Prang & Co., 1885
See here for reading online and/or free download

Sunday, May 20, 2012

Red Clover Tea Recipe

Recipe:

  1 cup red clover blossoms
   2 tablespoons mint (spearmint or peppermint)
   4 cups water
   Honey, to sweeten (or use sugar)

Read rest here.

Saturday, May 19, 2012

Spring Garden Progress

Every year I try different vegetables in my small side garden, but predictably the same ones thrive: cucumbers, green peppers, carrots, onions, and mints. Still, I enjoy experimenting. I tried beans again, but they usually shrivel away by summer. They are doing it again, shriveling in a different part of the garden. I'm trying potatoes again in a mulchy unused part of the garden next to a fence. I throw a lot of garden refuse there, so they may thrive in the decomposing bits. We'll see how these do.

Thursday, May 17, 2012

Staving Off Homeschool Burn-out

See pages 8-9.

Dress a Llama

Source: blogher.com via Heidi on Pinterest

This pin cushion made with a plastic animal is so clever. I couldn't have this at my home because it would be a lure for busy little fingers, but I really like the idea of making authentic folk costumes for plastic animals. This one with ribbons and pom-poms looks fairly easy to make as an extension for a study of Latin American mountain animals. A decorated elephant would be fun for a study of India. Maybe dress up a camel for North African or Middle East studies. They put interesting patterns with dye on camels in Pakistan(and India), and have colorful packs, rugs and bridles.

Tuesday, May 15, 2012

My Favorite No Fuss No Liner Hookless Shower Curtain


My Hookless 71-by-74-Inch Fabric Shower Curtain, White hangs on a standard rod with flexible plastic rings which pop on and off the rod easily, and requires no liner. It stays fairly clean; however, we live in a very humid area, so I do have to wash it in bleach for minor mildew on the bottom about once every 4 months.I added another rod in the shower to throw it over for better drying, up and away from the tub sides which has really helped.

Anyway, I won't buy any other curtain now. I love not having to change a liner, and these come off the rod so easily for cleaning. I can do it with one hand. They are machine washable and last a long time. I've had a white hookless shower curtain for the past five years. We stayed at a Residence Inn hotel recently, and they had the exact same shower curtain.

Monday, May 14, 2012

Keeping Our Small Unfiltered Above Ground Pool Clean

I finally found an above ground pool cleaner which is simple to use and efficiently cleans all the debris off the bottom of our small pool. This Pool and Spa Vacuum attaches to a garden hose which produces a vacuum when the water is turned on and draws the debris into a mesh bag. You guide it across the bottom of the pool with a long pole(included). The mesh is small enough to catch objects the size of finely crushed stone gravel(our patio material). It can skim off the top as well, but I use a net from the dollar store to quickly clean off floating debris. Our pool is very small, so this was a simple solution.

 I've been using a small pool sanitizer from wallyworld, and change about a third of the water with every use. It stays pretty clean this way. In order to avoid dirty feet in the pool, we added synthetic grass outdoor mats/rugs along the path to the back door. We've had these stored outside for three years, and they are still showing very little wear. They sweep clean and can be hosed down.

We've got a lot of mosquitoes in the summer, so we have a netted enclosure around the pool. This helps keep debris from falling in the pool. If the mosquitoes were not a problem, we'd have purchased a pool cover.

Sunday, May 06, 2012

Alternative Lawn: Old Fashioned Clover Lawn

Two old fashioned alternatives to turf grass lawns:
 White Clover Seed and  Red Clover Seed
 I am trying this in our backyard where we have bald patches due to moderate tree cover. I'm also going to overseed the front lawn with the pretty red clover. Clover lawns are self fertilizing in that they add nitrogen back into the soil.Clover is notoriously hard to kill. It will be very drought resistant and tough under foot. The wildlife will love it for its sweet taste and flowers.