We are tackling this project a little at a time. On my husband's day off this week, he took out the rusty medicine cabinet and sealed up the wall. I took down the wall paper last week, and I plan to paint the walls soon. I have a gift certificate coming for Lowe's which I earned with purchase points, so the paint will be free. We'll replace the light fixture and paint the sink cabinet. Last year we replaced the counter and sink with an all-in-one unit, so that much has already been done. Come January we'll tackle a new tile floor, and a new water saver toilet with more earned gift cards.
The only part which will not be free is some plumbing and a fix to the fiberglass tub. We decided against replacing the tub insert, opting for some minor - moderate repairs by a local refinisher. After this, we have a powder room to update/repair. The original 1972 counter in that powder room is way past its expiration with a sagging area behind the sink(rot).
Older homes are a lot of work. We also need to replace carpets and windows. Energy Saver windows will at least reduce our energy costs. There is a light at the end of the tunnel though. This should be the last(almost) of any updates or repairs for a long time. We've got a water heater that is past its prime, but it's still functioning well. When it goes, we'll probably replace it with an Energy Star tankless water heater.
If we didn't have some plumbing and fiberglass repairs, this remodel would be completely free using our earned credit card points. We use our credit card like a debit card, never keeping a balance, always paying it off in full. It takes discipline to charge only that which you need(regular daily living expenses), but after many years, keeping to a budget has become old hat.
Thursday, October 15, 2009
Wednesday, October 14, 2009
Handy Free and Cheap List
From savings guru, Clark Howard from The Clark Howard Show: The Free and Cheap List
A sampling:
Autodriveaway.com - Transport someone else's car and pay no rental fees
FON.com - Free private worldwide Wi-Fi network
Ecofont.com - Free download that uses up to 20% less ink when printing ( I use this)
OpenOffice.org - Free alternative to Microsoft Office(I use this, very handy)
Zoho.com - Free alternative to Microsoft Office
Free Education - Search the web for courses
TaxACT.com - Prepare and file your federal tax return for free -- regardless of high income
See his show notes here.
Clark Howard's Greatest Hits
A sampling:
Autodriveaway.com - Transport someone else's car and pay no rental fees
FON.com - Free private worldwide Wi-Fi network
Ecofont.com - Free download that uses up to 20% less ink when printing ( I use this)
OpenOffice.org - Free alternative to Microsoft Office(I use this, very handy)
Zoho.com - Free alternative to Microsoft Office
Free Education - Search the web for courses
TaxACT.com - Prepare and file your federal tax return for free -- regardless of high income
See his show notes here.
Clark Howard's Greatest Hits
Tuesday, October 13, 2009
Swagbucks: Search and Earn
I joined Swagbucks about a month ago after I saw it mentioned on a blog. It's a Google powered search engine which credits you points for searches. These points(Swagbucks) can be turned in for merchandise or gift certificates. I use a search engine almost every day, so this was perfect for me.
I really thought it would be a lot more difficult to earn enough points for a gift certificate, but so far it has been very easy. I keep Swagbucks bookmarked to my toolbar, and use the search engine every time I need to search for something, which is almost every day. So far I've earned 28 Swagbucks. I'm shooting for a $5.00 Amazon gift certificate(45 Swagbucks).
Hint: Swagbucks seems to kick in when you do multiple searches. I've noticed that one search has not earned me anything. It may be the quality of my searches, but if you are not earning, try at least two searches. I have been getting credited with one or two Swagbucks with at least two searches.
They have a search toolbar you can download, but I haven't tried this. I think it would slow down my computer.
If you refer people, you get matching bucks, although I have figured this out yet.
Between this and Mypoints.com, I've managed to earn a little extra for the family simply by searching and reading emails(Mypoints.com).
I really thought it would be a lot more difficult to earn enough points for a gift certificate, but so far it has been very easy. I keep Swagbucks bookmarked to my toolbar, and use the search engine every time I need to search for something, which is almost every day. So far I've earned 28 Swagbucks. I'm shooting for a $5.00 Amazon gift certificate(45 Swagbucks).
Hint: Swagbucks seems to kick in when you do multiple searches. I've noticed that one search has not earned me anything. It may be the quality of my searches, but if you are not earning, try at least two searches. I have been getting credited with one or two Swagbucks with at least two searches.
They have a search toolbar you can download, but I haven't tried this. I think it would slow down my computer.
If you refer people, you get matching bucks, although I have figured this out yet.
Between this and Mypoints.com, I've managed to earn a little extra for the family simply by searching and reading emails(Mypoints.com).
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